
How to Compare Mortgage Loan Estimates
Compare Loan Estimates only after matching the property, loan amount, loan type, term, down payment, rate-lock timing, and points or credits approach.

Before a private home viewing, an agent may request a mortgage preapproval letter or proof of available funds.

Compare Loan Estimates only after matching the property, loan amount, loan type, term, down payment, rate-lock timing, and points or credits approach.

Read each seller-disclosure answer alongside its exact question, date and explanation.

Preapproval and prequalification are preliminary lender letters whose labels do not reliably establish how much checking occurred.

Before making an offer, ask about seller timing, possession, included items, known issues, supporting records, the offer process and inspection access.

Before making an offer, confirm what you can afford, understand your buyer-representation agreement, revisit the property with a structured checklist,…